Mortgage Directory, Mortgage Lender Directory, Mortgage Loan Services Directory, Mortgage Glossary : D Mortgage Glossary

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Home : Mortgage Glossary : D Mortgage Glossary
D Mortgage Glossary

Document Preparation - Lenders will prepare some of the legal documents that you will be signing at the time of closing, such as the mortgage, note, and truth-in-lending statement. This fee covers the expenses associated with the preparation of these documents. For our comparison purposes, the document preparation charges are considered to be a lender fee.

Documentary Stamp - A tax levied by some local or state governments at the time the deeds and mortgages are entered into public record. For our comparison purposes, documentary stamps are considered to be a tax and other unavoidable fee.

Dower - The rights of a widow in the property of her husband upon his death.

Down Payment - The portion of the purchase price of a property that the borrower will be paying in cash rather than included in the mortgage amount.

Draw Period - Generally associated with home equity lines of credit, the draw period is the period of time that you can access funds from the line. After the draw period expires, a repayment period generally follows.

Due-on-sale Clause - A provision in a mortgage that allows the lender to demand repayment in full, if the borrower sells the property that serves as security for the loan.

Durable Goods Orders - Economic indicator that measures new orders placed with domestic manufacturers for immediate and future delivery of factory hard-goods. Monthly percent changes reflect the rate of change of such orders. Levels of, and changes in, Durable Goods Orders are widely followed as an indicator of factory sector momentum.

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